Warmest Greetings, Thank you for your 5star service. My husband and I look forward to purchase an off the plan house land package around The Landing Estate, Strathpine, Brisbane. Our visas are Resident Return Visa (subclass 155) with date of approval as 7 March 2020 for 1 year. We are working in Malaysia earning Ringgit. I work as an Architect for a public listed construction company. My husband works as an Engineer for a consultancy firm. What are the loan options? Apart from Mortgage Ezy, any other lender with interest rate lower than 5 or 4% with low application fee, risk fee, construction fee etc. Thank you once again.