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HashChing is Australia’s first online marketplace allowing consumers to access great home loan deals without having to shop around. Completely FREE to consumers, HashChing connects you directly to verified mortgage brokers who can further negotiate a better rate from the lenders and save you time, hassle and money.

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Vishal

3 years ago

Hi Melissa,We can surely help you with your loans. Don't want to mention/suggest any Investment rates without fully understanding your loan requirements. Currently home Loans market is very competitive and a lot of good offers are available for various banks/lenders.It will be good to either have a phone hook up or a face-to-face catch up to discuss your requirements in details. It will give you a chance to know us better as. There are no charges for consultation. I have 25+ banks/lenders (which I am fully accredited with) on my panel which I can compare to find a competitive deal that suit your loan requirements. These include the Major Four banks, 2nd Tier banks i.e. St George, Bankwest, Suncorp etc and Credit Unions. Please be advised that we won't charge you anything for the mortgage broking services. Any information discussed/provided by you is treated as confidential and will not be disclosed to anyone without your permission. Please feel free to contact me if you have any questions. I look forward to hearing from you soon.Kind regards,Vishal BehlM: 04**** 301

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Carolyn

3 years ago

Hello Melissa. We can find the rates you are looking around for and answer any questions related to your purchase finance. We have three locations in Perth, a mobile service where we come to you or email / phone if you would like to discuss further. Carolyn

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Sean

3 years ago

Melissa- We will certainly be able to assist assist you meet your needs and objectives in a timely and efficient manner. Whilst price is always a consideration all factors need to be taken into account to find the best deal for you.

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Michael

3 years ago

Hi Melissa, I am sure that we could help you with your request. It is best to give us a call to gather some basic information. Following the call, we will send you a comparison of our 3 preferred options for your scenario. You make the choice and then we can prepare the lender application. We are based in Adelaide and regularly travel to assist our clients.

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Andrew

3 years ago

Hi Melissa, if you are happy to link your owner occupied property, certain lenders will assist at owner occupied rates in lieu of investment rates which are generally higher. I am based in Perth though can assist clients throughout Australia. Am happy to review your existing rate(s) to ascertain possible savings in interest. Regards Andrew.

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Clinton

3 years ago

Hi Melissa, I can certainly help you out with this - as could many other brokers. We are based in Hawthorn East if that is convenient! All the best - James

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Kenneth

3 years ago

Melissa, Good morning. Thank you for your question. There would be many lenders with suitable products that could suit your needs. With interest rates at their current lows, it would be a good time to have a Broker with a good range of Lenders review your situation. You would have the option of taking out a basic investment loan with no annual fees, or a "packaged" product that would provide you with additional options (fixed rate loans may also be of interest to you).The interest rate charged will often be established around the size of loan and the level of risk (Loan to Value Ratio) that you are requesting. I operate in Western Sydney and have access to over 20 different Lenders that I could research on your behalf.Please check out my profile and if you would like more detailed information (sample rates etc), then simply message me with your contact details and we could start the process.Best RegardsKen

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Brian

3 years ago

Hi Melissa,Can definitely help you here. If you can let me know what St. George are offering I can get to work for you. Rates are often determined by the level of borrowing and good negotiating :)Look forward to hearing from you.Brian

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ROCKY

3 years ago

Hey Melissa - we offer a service with no frills and no BS. You already know what you're doing, so if all you're after is the best rate, we can help. Tell us what you want to do and we'll make it happen.

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kelvin

3 years ago

Hi Melissa - multi-investment properties is about strategy and it is usual to have them with one lender because you can borrow a lot less. Each loan with a lender is "referenced" to 7.4% (usually) - when you account for "other loans" with a different lender the reference rates are generally 30% (some 0%) - so if your investment rate is 3.89% a 30% reference rate means we account for loan repayments on a $500k loan of $1,620 IO rather than than $3,461 P&I.

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Matt

3 years ago

Hi Melissa - We can definitely help out with that. If you want to get in touch with us we can have a look at your options and look at rates for other lenders.

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