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Lou

2 months ago

Hey Bikash, Part IX will affect your lending to a certain extend, such as a higher rate and thus a lesser borrowing potential and perhaps a limit to the LVR (lending ratios). Other considerations will include the time to the part IX removal from your credit file AT THE TIME of borrowing (less that 12 months, less than 24, etc.). I note that when this is removed from your credit file, you will be able to apply for a refinance at a lesser rate. As my colleagues above are suggesting, you will need one of us to run a full assessment to properly answer your enquiry. Happy to help guide you in this process and your journey.

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Rashi

3 months ago

Hi Bikash I’ll take you through this journey smoothly as we have helped our clients even with unlimited debts. Please click on my profile and call. I’ll be happy to look at your case thanks.

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Sharon

3 months ago

Hi Bikash It's great that you have identified a strategy to purchase a property in 6-8 months. In order to help you I would need to understand your Part IX arrangement in more detail. I have successfully helped other customers with a Debt Arrangement purchase a home. Please contact me so we can discuss further. Regards Sharon

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Lisa

3 months ago

Hi Bikash, thank you for your enquiry. I have assisted several customers under a Debt Agreement, however each situation is unique and would love to speak with you further so I can provide a proper recommendation. Please contact me via my profile page when available. Kind Regards, Lisa

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Daxa

3 months ago

Hello Bikash, I am sure there is a solution for you but I do need to understand your full circumstances first. So contact me as I have something in mind for you already. Happy to help.

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