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HashChing is Australia’s first online marketplace allowing consumers to access great home loan deals without having to shop around. Completely FREE to consumers, HashChing connects you directly to verified mortgage brokers who can further negotiate a better rate from the lenders and save you time, hassle and money.

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Len

2 years ago

Hi Renae, can do 98%LVR with a bank with branches. Let me know if i can help, Len.

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Nathan

2 years ago

HI Renae, Thanks for your update. Based on the land size you should be ok as most banks will be restricted to 5 acres, we would need to check that the zoning is residential, special rural or rural as well. We will need more concrete figures on incomes, assets, and liabilities as well as your overall plan (in a bit more detail) in order to determine suitability for a particular bank or loan. If you would like a full review of your situation feel free to give me a call or message from my profile page. Regards, Nathan

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Renae

2 years ago

We are looking at buying 4.94acres in Tasmania 30mins out of Hobart with plans to build once we sell our exsisting home in queensland in a few years. My husband and I both work have a gross household income of 180+/-k a year and have been making extra payments off our home loan and low amount personal loan. We have found the perfect block and dont want to miss it. The block has power available but dodges ferry runs on tank water and we plan to build an eco friendly house.

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Daniel

2 years ago

Hi Renae - I mirror the comments of the brokers above, but with a note of caution. If you are buying a block from a developer with a protracted settlement awaiting title release, be aware, that changing lending conditions are on the increase by most banks to cope with legislation. What is available today, might not be so, earlier to land release. Find a titled block and you will be safe. Regards

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Travis

2 years ago

Hi Renae, several lenders will allow an LVR of 95%. I have recently just purchased a block of land to hold using this premise. Feel free to call/message me via my profile page.

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Sally

2 years ago

Hi Renae most of the majors will offer 95% lvr for vacant land I would be happy to talk you through the best options which will be dependent on your individual circumstances

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Beatrice

2 years ago

Hi Renae , there are various factors we need to take into consideration with vacant land including size, post code and zoning. As an indication the highest LVR that maybe available is 95%. If you would like to discuss your options in more detail please contact me directly. Kind Regards Beatrice

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kelvin

2 years ago

Residential only, must have utilities connected. >50ha not acceptable. Maximum LVR 97% Owner Occupied and 95% Investment up to $1.0m -- Offered by StGeorge. Recommend seeing a broker to assist through the process.

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Adriano

2 years ago

Good Morning Renae, Depending on a number of factors the highest indicative LVR for a vacant land loan would be 95% plus LMI Capitalisation. Deal offered by QCU but as always eligibility criteria do apply so If you would like to proceed let me know.

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Nathan

2 years ago

Hi Renae, Depending on a number of factors such as size of land, location and is there another security involved, the highest LVR that you could look at for a vacant land loan would be 95%. Assuming a regular sized block residental land in close proximity to a major city Westpac, St George and ME Bank all offer vacant land at 95% LVR. If you would like to know more about your specific situation feel free to contact me directly. Regards Nathan

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