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Glenn

1 week ago

Hi Regidor, I hope you're well and thanks for your questions? The best thing to do is to get in touch through my broker profile so we can discuss your unique financial situation to ascertain the best way to move forward. Getting the whole picture will enable myself to provide information and suggestions on what would be best for you, also knowing when your fixed term expires is the first step. I have access to over 40 lenders and before exploring refinancing, it's best to complete a fact find, discuss things in more detail and to look at your whole situation, this will then give us the best direction and approach to make sure your are not disadvantaged by changing your loans now. Kindest Regards. Glenn Rowan

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Greg

1 week ago

Hi Regidor, there possibly may be significant costs to break your Westpac Bank fixed rate loan which may more than offset any saving you will achieve with an alternative lender. I suggest as a starting to review your Westpac loan in detail including obtaining information on break costs. More than happy to be of assistance with this process.

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Alan

1 week ago

Hi Regidor – I hope you are well? I consider myself an expert in this area and I’m confident I can find you the best rate. I have access to over 40 lenders and hundreds of products to suit your requirements. Also, I am a multi investment lending specialist, so, if you’re also looking to grow your property portfolio, I can assist you with that as well. Cheers

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Lou

1 week ago

Hey Regidor, lenders usually offer discretionary discounting so your current rate may depend on how well discounted your loans are?? Without knowing your current rates, it is not as clear cut as you may think. Sometimes, your lender may even offer further discounts to keep you there. Ideally, it would be best to review your statements and have a quick discussion to better answer you. This will give you a chance to discuss reasons to refi and perhaps any future plans for further investing, etc.

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Tony

1 week ago

Hi Regidor, it is always a good idea to review your loan portfolio from time to time. There are many lenders who would be able to provide a better rate but it depends on your particular circumstances. I would be happy to come and review your loans to determine what could be done. Contact me and we'll arrange a convenient time to meet. Regards, Tony Imbruglia.

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kelvin

1 week ago

How long has the fixed portion of your home loan yet to go? There are exit costs that you should take into account with any cost savings with refinance. If you are looking at refinancing to release equity for property investment - the costs might make sense.

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Tim

1 week ago

Yes Regidor, there are plenty of loan products with cheaper rates than Westpac. It certainly would be a good idea to look at what else is around and at the same time ensure that the loan structure you have is the most effective for your requirements now and in the future.

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